Both of us have become acutely aware of the cost of Hub's apartment in Suburb where he works. It seems as though that $800/ month could really better be used elsewhere.
I know, I know. Without it, he couldn't work or we would be paying much more in gas (and risk) to drive up there. He only stays there 3 nights per week, and it comes up to about $67/ night/ person. For comparison, our home hosts our family for $11/night/person not counting utilities.
Moreover, I could NOT handle raising these kids by myself and working full time, so I have cut back my hours. My income will go down by 25%. With two kids in full-time daycare ($1100/ month), things are really tight. I have lamented about this financial aspect of the two body problem before:
Expecting more from two Ph.D.'s
Working for nothing
How much I make
Guilt about hiring help, but its necessity (this was with only one kid)
We have cut out all the household help. We just can't afford it, but we have gone on Chore Wars to make sure that the loads are even.
2012-2013 One year of 3/4 time work to go- Boy will turn 4 at the beginning of that year, Girl 2.
2013-2014 One year of sabbatical to go- Boy 5, Girl 3. Have no idea how the finances will look. We will probably lose a bit on renting our house, but save the apartment costs. I don;t know what our rents will be there, or how much compensation I can expect.
2014-2015 The Boy goes into school the year I return and the daycare costs will lighten.
I will be able to return to full time, I assume.